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Investment Loans

Investments

Investing in property remains one of the safest ventures in Australia. However, not every property is a suitable investment.

 

We at Unity Finance will craft the optimal strategy and connect you with one of our partner property investment groups to assist in finding your next investment opportunity.

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Throughout history, property investment has consistently provided favorable returns to investors, largely due to the continuous long-term increase in house prices. This has established it as a favored approach for accumulating wealth over time.

 

Additionally, properties offer the potential for steady rental income and can be integrated into tax-efficient financial plans.

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Learn More

  • Considering a pre-approval
    Getting pre-approved by a lender is like getting a thumbs-up that they're ready to lend you a certain amount for buying a home. It helps you stay on track with your budget when searching for properties and shows sellers you're serious and have a handle on what you can afford to repay. Though not a must, pre-approvals can give first-home buyers an extra boost of confidence when making bids. Just keep in mind, they usually last around three months and depend on keeping your finances steady.
  • Why work with Unity Mortgages to purchase your first home?
    With Unity Mortgages you can: ​ Get a clear picture of how much you can borrow to better tailor your search and confidently make offers. Discover a selection of loans tailored to suit your needs and aspirations. Boost your application's odds of approval to ensure you're on the path to success! Find out if you're eligible for a first-home buyer grant or stamp duty concession to make your home-buying journey even more rewarding!
  • How much deposit do I need to purchase my first home?
    Typically, aiming for a 20% down payment when purchasing your first home can exempt you from paying lenders mortgage insurance (LMI). However, certain lenders offer home loans with a minimum deposit requirement as low as 5%. It's essential to factor in supplementary expenses such as stamp duty and legal fees. ​ First-home buyers may qualify for a state or territory-specific first-home buyers grant, potentially facilitating the purchase with a reduced deposit. Additionally, there are regions where stamp duty concessions are accessible.
  • How do you find the right home loan?
    Numerous home loan products cater to first-home buyers, offering a variety of options regarding loan term, features (like an offset account), and preferences for variable, fixed, or split rates. Selecting the optimal home loan as a first-time buyer hinges on your individual circumstances and objectives. We at Unity Mortgages will curate a list of recommended home loans tailored to your needs. We will conduct a comprehensive comparison across more than 30 lenders to identify a suitable loan structure and features aligned with your goals.
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