top of page
Investments
Investing in property remains one of the safest ventures in Australia. However, not every property is a suitable investment.
We at Unity Finance will craft the optimal strategy and connect you with one of our partner property investment groups to assist in finding your next investment opportunity.
Throughout history, property investment has consistently provided favorable returns to investors, largely due to the continuous long-term increase in house prices. This has established it as a favored approach for accumulating wealth over time.
Additionally, properties offer the potential for steady rental income and can be integrated into tax-efficient financial plans.
Learn More
-
Considering a pre-approvalGetting pre-approved by a lender is like getting a thumbs-up that they're ready to lend you a certain amount for buying a home. It helps you stay on track with your budget when searching for properties and shows sellers you're serious and have a handle on what you can afford to repay. Though not a must, pre-approvals can give first-home buyers an extra boost of confidence when making bids. Just keep in mind, they usually last around three months and depend on keeping your finances steady.
-
Why work with Unity Mortgages to purchase your first home?With Unity Mortgages you can: Get a clear picture of how much you can borrow to better tailor your search and confidently make offers. Discover a selection of loans tailored to suit your needs and aspirations. Boost your application's odds of approval to ensure you're on the path to success! Find out if you're eligible for a first-home buyer grant or stamp duty concession to make your home-buying journey even more rewarding!
-
How much deposit do I need to purchase my first home?Typically, aiming for a 20% down payment when purchasing your first home can exempt you from paying lenders mortgage insurance (LMI). However, certain lenders offer home loans with a minimum deposit requirement as low as 5%. It's essential to factor in supplementary expenses such as stamp duty and legal fees. First-home buyers may qualify for a state or territory-specific first-home buyers grant, potentially facilitating the purchase with a reduced deposit. Additionally, there are regions where stamp duty concessions are accessible.
-
How do you find the right home loan?Numerous home loan products cater to first-home buyers, offering a variety of options regarding loan term, features (like an offset account), and preferences for variable, fixed, or split rates. Selecting the optimal home loan as a first-time buyer hinges on your individual circumstances and objectives. We at Unity Mortgages will curate a list of recommended home loans tailored to your needs. We will conduct a comprehensive comparison across more than 30 lenders to identify a suitable loan structure and features aligned with your goals.
bottom of page